<?xml version="1.0" encoding="UTF-8"?>
<!--
  Only URLs that return 200 belong in here, and each <loc> must equal that
  page's <link rel="canonical"> exactly.

  /about.html is in the SEO spec but is not built yet — add it here
  (monthly/0.8) on the deploy that ships it, not before. Listing a 404 costs
  crawl budget and shows up as an error in Search Console.

  <lastmod> is the date the content last changed, not the date of the deploy.
  For the two legal pages that is the date of the approved text, which is also
  `dateModified` in their schema and the "Last updated" pill in their hero —
  see `src/data/legal.js`. All three move together or none do.
-->
<urlset xmlns="http://www.sitemaps.org/schemas/sitemap/0.9">
  <url>
    <loc>https://kangoopay.com/</loc>
    <lastmod>2026-09-16</lastmod>
    <changefreq>weekly</changefreq>
    <priority>1.0</priority>
  </url>
  <url>
    <loc>https://kangoopay.com/privacy.html</loc>
    <lastmod>2026-05-31</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
  <url>
    <loc>https://kangoopay.com/terms.html</loc>
    <lastmod>2026-05-31</lastmod>
    <changefreq>yearly</changefreq>
    <priority>0.3</priority>
  </url>
</urlset>
